• 7 Cosas caras en las que se puede ahorrar facilmente


    Cada mes, las personas gastan mucho dinero en cosas que les parecen normales o simplemente permiten que su deseo de comprarlas les haga adquirirlas de inmediato, en vez de pararse a pensar y buscar alternativas mas baratas o lugares donde encontrarlas a precio de ganga. Algunos de ellos son realmente necesarios, otros aportan sensacion de felicidad al obtenerlos. Otros son gastos completamente innecesarios que devastan el presupuesto familiar, porque muchos de ellos se pueden prescindir facilmente. Pero si de verdad no puede prescindir de ellos, al menos seria normal tratar de buscar los mejores precios. Si realiza una busqueda exhaustiva online, puede encontrar autenticos chollos en internet.
    Algunas cosas las necesitamos, otras brindan placer y algunas enfatizan nuestra situacion financiera, o sea, las compramos mas que nada por aparentar o demostrar cierto ‘status’. En cierto sentido, todo es necesario. Sin embargo, algunos de estos gastos son absolutamente innecesarios. Algunos pueden eliminarse, otros pueden reemplazarse por algo similar mucho mas barato y por ultimo, podemos armarnos de paciencia y perseverancia para encontrar los mejores chollos.
    Aqui hay 7 cosas en las que las personas gastan mas dinero del que deberian, y por tanto, cosas en las que podemos ahorrar si nos lo proponemos:
    1. Cafe en bares y cafeterias.
    La diferencia entre el cafe que se puede hacer en casa y comprar en una cafeteria esta en el precio y el lugar de consumo. Si de vez en cuando disfruta de una bebida en el cafe, esto no deberia alterar su economia en demasia. Pero tomar cafe diariamente en cafeterias es absolutamente innecesario y conlleva enormes costos. Uno de esos cafes puede costar entre 1,5 y 4€. ?Has contabilizado cuanto supone eso a fin de mes?
    Una idea mucho mejor es gastar dinero en una buena cafetera y hacer nuestra bebida favorita en casa. Ese cafe sera mucho mas sabroso que el comprado en la ciudad. Al buscar una relacion calidad/precio aceptable de dicho aparato, vale la pena prestar atencion a las promociones, descuentos y ofertas en internet. Existen paginas web de chollos en las que puede encontrar la mejor cafetera para usted al precio que le costaria dos meses de cafes en una cafeteria.



    2. Objetos de marca
    Gastar dinero en una billetera, ropa o zapatos nuevos de marca tiene sentido si pasan mas tiempo con nosotros que en el armario. Sin embargo, llenar todo el armario con articulos con etiquetas de los mejores disenadores no es la mejor manera de deshacernos de nuestro dinero.
    Vale la pena, a veces, obtener algunos articulos de marca realmente importantes. Por ejemplo, un par de zapatos de alta calidad que serviran durante muchos anos. En cambio las camisetas no parecen una buena inversion, porque en la mayoria de los casos pasan de moda rapidamente, nos cansamos de ellas y en realidad, la diferencia de calidad no se nota tanto.
    Sin embargo, si decide comprar ropa de marca, entonces es mejor hacerlo en internet. La explicacion es simple: en la red puede encontrar articulos rebajados, y la calidad suele ser la misma.
    3. Un reloj caro
    Algunos creen que los relojes caros enfatizan el estatus de una persona. Para algunos empresarios esto es quizas realmente importante. Sin embargo, para la mayoria de la gente, este es un lujo al que pocas personas prestan atencion. Se pueden comprar relojes elegantes y practicos de buena calidad por relativamente poco dinero. Haga una prueba en su entorno, a ver cuanta gente conoce que de verdad entienda de relojes y sepa distinguir a simple vista un reloj caro de uno normal.
    4. Dispositivo electronicos de ultima generacion
    Antes de comprar el ultimo modelo de iPhone u otro dispositivo, piense si es realmente necesario. Especialmente si ya tiene un nuevo telefono inteligente desde hace menos de un ano y este le funciona correctamente. Recuerde que caracteristicas tiene su telefono actual y tiene sentido gastar cantidades importantes de dinero otra vez.
    Esta misma pregunta se la puede hacer con todos los dispositivos de la casa: televisores, videoconsolas, ordenadores… Por supuesto que siempre surge algo nuevo con mejores prestaciones, la tecnologia avanza a un ritmo vertiginoso, pero ?Esta su economia preparada para seguir ese ritmo? A no ser que sea usted un afamado futbolista de elite o pertenezca a algun club de chollos, la respuesta es seguramente: NO.
    5. Almuerzo en restaurantes.
    Preparar el almuerzo para el trabajo a menudo requiere mucho esfuerzo y tiempo. Sin embargo, la cantidad de gastos asociados con la compra diaria de almuerzos y cenas en establecimientos de restauracion puede ser una buena motivacion. ?Por que gastar de 10 a 20€ en esa comida todos los dias, si su preparacion en casa costara al menos la mitad?
    6. Acceso ilimitado a Internet
    Muchas personas eligen paquetes de datos ilimitados, porque lo consideran costos justificables. Esta claro que el acceso ilimitado a Internet tiene sentido. Sin embargo, como lo muestran los datos de la Organizacion para la Cooperacion y el Desarrollo Economico, durante 2017 en la mayoria de los paises de Europa, los operadores moviles usaron un promedio de 2.8 GB de Internet por mes.
    Tambien debe recordarse que muchas companias ofrecen paquetes ilimitados con condiciones adicionales. Por ejemplo, despues de usar una cierta cantidad, la velocidad de transferencia de datos disminuye. Resulta que estamos pagando por un servicio que no podemos usar.
    7. Joyas muy caras
    Nos gustan las joyas elegantes y exclusivas. A muchos les parece que su compra no es un lujo, sino una buena inversion. Esto es cierto, pero solo si elige diamantes reales u otras piedras preciosas. De lo contrario, es solo un gasto, que a menudo no es necesario. Si la mayoria de las veces estan en el joyero, entonces es mejor pensar en comprar joyas mas baratas, o incluso bisuteria. Despues de todo, usar productos hermosos a diario es mucho mas agradable que usarlo una vez al ano y preocuparse por su conservacion.



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